Business Insurance Coverages – Cases #5 and #6 – Toledo, WA



The final segment in our video series about what insurance a small business actually needs.

Bad Luck Case #5
We review the need for Employment Practices Liability Insurance.

Bad Luck Case #6
A Key Man Life Insurance Policy would have been very helpful, giving the business valuable time to recover from the loss.

Call Philbrook Insurance in Toledo, WA at (360) 864-4774

Business Insurance Coverages – Cases #3 and #4 – Toledo, WA



As we continue our series of business insurance examples…

See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage, along with Business Income Insurance.

Bad Luck Case #4 reveals a very real need for Cyber Liability Insurance with Data Ransom Coverage

Call Philbrook Insurance in Toledo, WA at (360) 864-4774

Business Insurance Coverages – Cases #1 and #2 – Toledo, WA



What insurance does a small business actually need?
Much of a business’s success depends on how well it can overcome obstacles.

Philbrook Insurance is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case #1
In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.

Bad Luck Case #2
ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.

Call Philbrook Insurance in Toledo, WA at (360) 864-4774

Philbrook Insurance Concierge Program – Toledo, WA



Finding the best service providers in town can be frustrating. That no longer needs to be the case, because Philbrook Insurance has a listing of other local businesses that have been highly recommended by our valued customers!

Call Philbrook Insurance in Toledo, WA at (360) 864-4774

An Intro To Philbrook Insurance – Toledo, WA

At Philbrook Insurance, we believe you deserve top quality service… Period. That’s why we’re committed to giving you the best of us. We’ll always make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected. We also believe in giving back! As Agents of Change in our community, we’re dedicated to helping others live well and thrive!

Call Philbrook Insurance in Toledo, WA at (360) 864-4774