(360) 864-4774

Life Insurance

What is Life Insurance?

Loved ones develop an interdependence upon one another throughout the years. This dependence will extend to emotion and financial responsibilities. When somebody tragically passes away, life insurance will be there to make the individual whole. While they cannot restore the debt to life, they do offer financial stability to the loved ones of those who have lost their lives. It grants money to the family members of deceased loved ones.

Who is it For?

Anybody with an interest in maintaining the financial stability of their loved ones when they pass away would consider acquiring life insurance. However, if an individual decides to wait until they are ill, the agency may either reject them or they will have to pay a high premium. One should pursue insurance before there is any tangible threat to their life.

How Does it Work?

When an individual purchases coverage, they will pay a fee on a regular basis until their demise. They will name a beneficiary in their plan, and this individual will receive an established amount of money either upon their death or after a fixed amount of time.

Coverage and Policy Types

  • Term Life Insurance – provides coverage for a certain period of time
  • Whole Life Insurance – guaranteed to remain in force for the insured’s entire life
  • Universal Life Insurance – a type of cash value insurance
  • Variable Life Insurance – a type of insurance that builds cash value, can be invested in different accounts

Major Benefits

Those who buy insurance are concerned with the long-term stability for themselves and their family. During one of the most difficult times in life, beloved family members will not have to worry about how they are going to pay their bills. The deceased has already taken care of them. Further, the policyholder can access the money in their policy. These can come in the form of loans or withdrawals. This entails that in a time of financial desperation or crisis, the policyholder will have a financial safety net.

Other Policies

Secure the BEST

Life Insurance

coverage now!